another one bites the dust (HBC Neo MC)

I cancelled another credit card – this time HBC’s Neo MasterCard.  Why?  I think 24% is a bit excessive, don’t you?  As well, I can’t download transactions into Microsoft Money (my accounting software).

You’d be surprised at how many banking / credit card people who don’t know the difference between transactions and statementsTransactions are they actual purchases, payments, charges, etc. that one incurs, downloadable as digital whatnots that financial or spreadsheet software can read.  Statements are paper or PDFs that you can download to view the transactions of a given period.

Scotiabank, Home Depot, HBC Neo, and Walmart MasterCard all have no downloadable transactions.  So, I rarely use them … except for Scotiabank because they give me a sweet interest rate.